A two-cover series for BNY Mellon's "Commercial Payment Trends" report · "What The Data Says" and "The Forces Disrupting Payments," covering how businesses pay, where legacy tools like checks and ACH hold steady, and where digital wallets and real-time payments are gaining fastest.
The brief called for a system that could carry a data-led report across two covers without leaning on charts or illustration, holding one visual identity across both.
Bold typography in navy sits against a flat salmon ground on both covers · the same system doing different work, one holding the report's central question, the other its central tension.